employee downtime when computer systems are unavailable, or a host of other potential problems. While most businesses have developed ad hoc methods of dealing with such losses in the past, legislation (such as SOX and the Basel Accord) has made standardized compliance procedures much more complex. Thankfully, just as these new rules have given rise to increased awareness of ORM/ERM, new tools (including Risk Management software) have been developed to aid compliance efforts. The new regime of Sarbanes-Oxley, under the direction of the Public Company Accounting Oversight Board (PCAOB) which is in turn accountable to the Security and Exchange Commission (SEC), has undoubtedly benefited the business world by providing a foundation from which to decrease corporate fraud. However, the complexity and associated technical, labour and administrative costs posed to business is also considerable. The realities of both individually large and collectively mundane errors resulting in loss, as well as the newly regulated reporting of those losses, affect virtually all areas of every business each and every day. Therefore, it is in each companyÆs best interest to simultaneously find ways to cut losses while keeping regulatory compliance costs down. Hence the rebirth of Operational Risk Management/Enterprise Risk Management and the new demand for Risk Management software solutions. Traditionally, few operational losses were measured in any accounting system, and rarely were the loss incidents tracked and analyzed in any way; the time and paperwork required to do so was simply daunting. Because there was no standard legislation in place, any Risk Management software tools were often proprietary and slightly more than electronic log books at best. New technologies and attitudes have allowed loss incidents to be seen as more predictable and able to be grouped into risk categories. Proper analysis of these incidents can result in attribution to root causes which aids in mitigation. Even this beginning leads to dramatically reduced costs while achieving huge gains and strategic advantages from well crafted Operational Risk Management policies and Enterprise Risk Management procedures. Changes in legislation, technology and attitudes related to ORM/ERM have produced not just economic gains, they have led directly to re-invigorated business innovation and even created improvements in the quality of life. For example, safety, quality and environmental related loss incidents have proven
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Gizelly Campos Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gizelly Campos Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gizelly Campos Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gizelly Campos Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gizelly Campos Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gizelly Campos Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs
Gizelly Campos Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs.
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